7 Things That Can Ruin Your Investment - Want to earn more? One way to try is investment. Investment profits are called returns with different amounts depending on the level of small investment risk.

Unfortunately, not all investors manage to maximize their investment profits. Some actually experience losses due to mistake after mistake that is never corrected in investing. 

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Here are the mistakes you should avoid when investing:

7 Things That Can Ruin Your Investment

1. Not learning his investment instruments

Investment instruments in Indonesia are quite diverse. There are deposits, gold, mutual funds, stocks, bonds, P2P Lending, foreign exchange, and others. Each instrument has a different way of working and a different level of risk.

The fault of investors is not learning how each investment instrument works where they put capital. As a result, the investment does not produce maximum results.

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In fact, the capital is getting less and less because it has to suffer a considerable loss. This is a lesson for you.

Learn how to work, profit and loss, as well as risk from selected investment instruments before investing money. Read more to find out how to reap big profits from the selected instrument.

2. Purpose of careless investment

It's not just life that has to have a purpose, it's also an investment. Everyone's investment goals are different. Now it's your turn to find out what your goal is to choose investment as a place to make a profit.

Is it your goal to buy a house, a vehicle, or as a child's educational savings? Whatever the purpose, it depends on each person. To be sure, this goal will help you to maximize the value of the investment and its profits.

If your goal is to buy a house, for example, there is no way you only rely on rp 5 million investment. Even in 20 years, the value will not be enough to pay for the house DP.

There is, you have to set aside Rp 5 million per month, so in 1-2 years, you can pay the house DP and start installments.

3. Want to make a big profit, but don't want to lose

The principle of investing is 'the greater the profit, the greater the loss'. If you want to make a big profit, then you have to dare to lose big.

If a loss of Rp 100 thousand has made you dizzy seven around, you must not invest or may withdraw your capital from the instrument in question.

Therefore, prepare your guts or mental before starting an investment. Whatever the outcome, profit or loss, you are ready to face it.

This will actually make you more eager to learn investment to reverse investment capital that had been lost due to loss. Make sure to invest with capital that you dare to bear if you lose.

4. Happy same short-term investment

The level of profit from short-term investments is less than the long term. Because the investment management time tends to be short, the company's opportunity to rotate its capital becomes less. No wonder the return is smaller.

If you want to invest, choose a longer period of time, such as 10-15 years. As long as you invest it in the right container, money will definitely be safe. Especially if the management agency has been supervised by OJK, it must be even safer.

 5. Failed to focus on investment objectives

Let's say the purpose of investing in the beginning for a child's education fund, but somehow turned into buying a house because it happens that the price of the house is again cheap.

As a result, you also disburse investment capital to buy a new house, so that the child's education savings are zero. The impact is not yet felt now, but in the next 3-5 years when the educational needs of children are increasing.

You may sell the house that has been purchased to finance the child's education. It is recommended to focus more on the investment objectives.

So, you do not run away from that goal and remain persistent to invest your money to achieve one goal.

6. Failed to analyze investments

Investment instruments are quite diverse, but not all suit you. Deposits, mutual funds, gold, and bonds may be suitable because you are a typical investor who wants to find safe.

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But, for those of you who want to lose, definitely choose stocks or foreign exchange because the level of profit is greater. Whatever the instrument, it's a good thing to do an analysis before investing.

Take into account capital, the level of profit, and the amount of risk that must be received when the investment regresses. The analysis will make it easier for you to calculate how much capital should be deposited in instruments A, B, and C, so that the amount is not hit flat.

7. 'Put eggs in the same basket'

Have you ever heard these wise words, right? In investing, it is better if you diversify. Not only diversification of instruments, but also the company you invest in.

For example, stocks. You can diversify your capital by 35% into the manufacturing sector, 25% mining, and 40% in property. When one sector weakens, you don't lose all your capital at one time.

Investment is not a participating event.

If you want maximum investment returns, avoid the investment mistakes above. In addition, look at your needs in investing.

Do not just follow along so that it is said to be current because your actions endanger your investment capital. Not fortunately, it's a big profit.