7 Investment Myths That Are Often Misguided

  Investment is an investment activity with the aim of seeking profits in the future. Unfortunately, there are still many people who are afraid of investing.

Not only because of the risk, but there are myths around investment that are misleading that make people reluctant to invest. What myths are these?

7 Investment Myths That Are Often Misguided

1. Investing is like gambling

Not a few people say that investment is closely related to profit. Just like gambling.

If luck is good or lucky again, you will get a big profit even though the capital is small. This is wrong, because investing is not the place to test your luck.

Before investing, you need to know and understand the ins and outs of investment instruments as best you can. So, there's no buzz out there.

The more you understand, the higher your trust in putting money or investment in the instrument. Or recognize the stock you're buying. The potential for loss can also be minimized because it has done previous analysis. 

2. Investment requires a lot of capital

Investment? Later, if the income is double digits. One of the most commonly spoken sentences when others invite you to invest. In fact, the capital needed for investment is currently very affordable.

Investment capital can now start from Rp 10 thousand or Rp 100 thousand. Even online gold investment in online buying and selling sites for example, some offer capital starting from Rp 500.

So, a mediocre salary or UMR salary is not a reason not to invest. Whatever salary you get, if it is really an investment intention, you must try to set aside money for the investment budget.

3. Investment is quite risky

There are also those who say that investments are very risky, can even destroy your assets or wealth. Even if it is associated with everyday life, whatever you do must be a risk. Only the level of risk is diverse, some are low, medium, and high.

Before investing, you should choose according to your risk profile. If you are a conservative or risk-averse investor, choose risk-free investments such as deposits, money market mutual funds, and gold.

If the type is aggressive, you can try investing in stocks, property, stock mutual funds, or cryptocurrencies. After all, the risk in investing is proportional to the outcome.

4. Investing is exhausting

Maybe some people who say investing is quite tiring because of its oversized portfolio. If the investment is only in one or two instruments, it is certainly not exhausting.

Especially if the type of deposits and mutual funds, almost no effort, but you can get a profit.

Because you are not the one managing the investment. You only receive results that are worth according to the amount of money invested.

If the type is in the form of stocks or property, there may be little effort because you have to understand market conditions. You have to learn the laws of supply, demand, and how to read price movement charts to get maximum profit.

5. The most profitable stock investments

Investing is often associated with stocks, so some people are afraid to invest. Whereas investment consists of several types that you can choose directly according to your needs, financial capabilities, and risk profile.

The right investment portfolio helps you achieve your investment goals within the set time frame. Therefore in the world of investment, it is important to understand the type of investment before buying it. 

Each instrument has its own advantages and disadvantages. Try to be a little careful not to choose the wrong one.

6. Investing only for people who understand

It is an advantage if you understand about the chosen investment instrument, but that does not mean you who do not understand at all should not invest.

To learn, it's never too late. The question is, do you want to learn or not? Because the name is learning, it must take time, energy, and material.

If you want to sacrifice, believe that the science of investment can be absorbed properly. You can benefit as expected.

7. Investment is a form of fraud

The number of fraud cases in the investment world makes some people reluctant to invest. But the investment should not be equalized.

Investments that fall into the category of fraud are investments that offer unnatural profits, with little risk. In fact, the profit will be directly proportional to the risk.

Therefore, investment in a definite instrument as well as a company is licensed and officially registered with the authority or regulator, thus avoiding fraud.

Before You Believe, Investigate the Truth

Myths are not things to believe because the information is not based on facts. If in the future there is a less unpleasant sentence about investing, you need to investigate the truth before believing it. So, it is not directly misguided towards investment.