Some of you must have felt paying online shopping, tuition, college, and saving directly to the bank teller. This is an old way that is still done for some people. But there are also many people, especially customers who use digital banking for all banking affairs, both for transactions, transfers and so on.

The presence of digital payment services certainly benefits the public, not even a little addicted to using it. For those who until now have not used digital banking, here are some things that will make you addicted to using digital banking that you can consider.

7 Things That Make You Addicted to Using Digital Banking

1. Easy

Digital payments make it easier for human work. No need to go to the bank, wait in line for hours just to get the service needed. Just download the application, then all types of transactions are in order. You can transact anytime and anywhere while you have the application, smartphone is adequate, and connected to the internet. 

With this digital service, you can avoid fines due to late payments. Are you sure you still don't want to use it?

2. Complete features

Besides being easy, the features provided by digital payment services are also quite complete. Starting from transferring money, checking balances, checking accounts for the past month, and opening a new account. 

If you have installments, you can take advantage of the digital banking feature to set the payment date. When the payment is due, the balance will be deducted automatically.

This feature can be enjoyed if you have registered in the application. Registration is done once by following the steps provided.

3. Interesting promo

Some banks also often hold attractive promos and sweepstakes through digital banking applications. Call it cashback, prize draws, or promos for direct deductions when paying bills. The benefits that may not be obtained if you still use manual services.

Promos are usually held usually have their respective terms and conditions in accordance with the bank's policy. It's best to read carefully who knows you meet those criteria.

No need to worry, the information provided while participating in the lottery is ensured safe. The bank itself is very guarding information about customer data. 

4. Automatic updates

Another advantage that can be obtained is the existence of automatic updates. Usually there will be a notification to update the application on the smartphone used.

Updates are usually intended to add features for customers, so digital transactions are getting easier. In addition, to improve the security of digital service systems so that customer data is not easily broken into by hackers, reduce bugs to speed up application performance.

Updates can be done automatically when the smartphone is connected to the internet. Make sure your internet quota is always there to enjoy the benefits of this digital transaction, yes!

5. Directly integrated with e-commerce

Shopping online is becoming one of people's lifestyles today. In addition to easy and fast, there are also various interesting discounts that are of course a pity if missed just like that. 

Fortunately again there is now digital banking that will facilitate all online shopping transactions. Starting from manual transfer, virtual account, and one click. You can choose one of them, so that the purchase can be immediately processed by the e-commerce concerned.

You don't have to think about administrative fees when transferring payments. As long as the selected bank is the same, the transaction will be exempt from any fees.

6. Proven environmentally friendly

As reported from the National Geographic page, there are 1.3 billion tons of garbage on the beloved earth. You can imagine what the earth will be like in the next few years if people do not take any action.

Fortunately digital payments are here to save the earth. At least with digital banking, the production of waste in the form of paper is reduced slowly because there is no paper used to transact. Successfully or not, you can see directly in the banking application or can also get SMS banking if the application is integrated with this feature. 

7. High mobilization

The presence of digital banking automatically changes people's behavior in transacting, which used to have to go to the bank now can be at home or anywhere. This makes the mobilization of the community in transacting higher and automatically affects the turnover of money in the bank.

Even so, every transaction made must be based on careful consideration. Do not let because you have got all the convenience, you are even rash in using digital banking facilities. Digital payment services are just a tool to make your work easier. So, do not misrepresent the ease because this can affect your financial condition.

Keep Your Digital Banking Security

Considering fraud cases are increasingly rife, it is important to maintain the security of your digital banking. The trick is to maintain the confidentiality of access codes and transactions, so that your digital payment application is not misused by others. Do not also carelessly lend your smartphone to others, especially when digital banking services are still active.