Is it better to buy an apartment or a house?

 Is it better to buy an apartment or a house? - Lifestyle in big cities now demands a practical place to live, especially heading to work. To get a house around the office, it feels no longer possible at this time with incomes whose increase is not comparable to the surge in house prices.

apartment

Especially with the limitations of land in big cities that continue to be hurt by many people as well as buildings. The situation was captured by property entrepreneurs as a business opportunity. They offer apartments as a solution to today's residence.

Every apartment advertisement is always displayed using stunning language. Property businesses realize that the only consideration people hesitate to choose an apartment is this type of property using strata title certificates or shared land ownership.

This does not mean that the apartment becomes a quiet property. Advertising and promotion are aggressively carried out by property developers. Coupled with the fact that every year property prices tend to rise. In the end, it reminded many people to immediately own the property.

How exactly is the ins and outs of buying a house or apartment? Which is more profitable? The following description will explain it to you.

apartment

Know Your Needs and Goals Before Choosing an Apartment or Home

Buying a property costs a lot so it must be carefully thought out. Before buying a property, consider what kind of property is needed and where the desired location is. The type of residence you buy will certainly be occupied for a long time.

Generally, the property used as a dwelling is divided into two types, namely:

• Vertical dwellings, such as apartments, flats, or condominiums.
• Site house.
  

The basis of the decision to buy the type of occupancy is the needs and long-term goals of what you want to achieve. Because the rights and obligations associated with vertical occupancy and tread houses are not the same. In fact, there is a difference between tread houses and vertical dwellings that add or decrease their respective attractiveness. Buying the place that best suits your lifestyle and needs is an important consideration. 

Common considerations that are usually used before buying a dwelling, including:

• Location and cost.
• The desired building area.
  

The importance of paying attention to the above considerations because the house will be a place that will be inhabited for a long period of time.

Consider This Before Choosing an Apartment or Home

Before choosing the type of residence you want to buy, it's also worth considering some of the following.

1. Understand the Status of Property Rights of Houses and Apartments

The status of property rights of houses and apartments needs to be known first by prospective buyers. Buying a tread house is the same as owning a house and land at once. While buying an apartment, you only have a room in it.

At least you can also enjoy the facilities provided for use together with other residents. The term is strata title.

2. Consider Maintenance Processes and Costs

Buying a home means that you are responsible for all its care. It has to do with the cost of treatment. While buying an apartment, the manager is responsible for its maintenance. The amount of costs incurred depends on the policy of the manager of the apartment.

3. Apartment Community Features Are More Neatly Organized

Buying and living in an apartment has advantages such as community features. Features referred to here such as tennis courts, swimming pools, or other community-based facilities that become easier to use and maintain. Meanwhile, if you buy a traditional house, the feature will cost a lot because from construction to maintenance is borne by itself.

house

Consider This Too Before Buying

Before buying this type of residence, do not forget to adjust it to the needs and budget of each. Below are a number of tips that can be used as guidelines.

• Consider the location, whether the house or apartment you want to buy is strategically located or not.
• Compare prices to get the best price according to market conditions and needs.
• Consider the purpose, whether for a place to live or an investment. Whatever the purpose, actually buying property has nothing to lose because property prices always go up. You can use mortgages if you do not have full funds.
• Consider the facilities offered, for example whether the property you want to buy has complete facilities, such as sports centers to supermarkets.
• Consider safety and care. Apartments with additional facilities such as elevator facilities make apartment residents spend more for maintenance. Also pay attention to the security aspect, whether prone to natural disasters, earthquakes, near airports, floods, and so on.
• Check the legality of property developers to avoid losses due to properties built not in accordance with promised or other legal disputes. For homes, a Certificate of Property Rights (SHM) must definitely exist. As for apartments, only granted a certificate of Right to Build (HGB) whose use limit is only up to 20 years.
• Pay attention to privacy. Apartments are more private than homes. However, the advantage of the house is that you are easier to socialize with the surrounding community.

By considering the above factors, at least you will be more specific to determine the type of occupancy you want to buy.

Consider the Comparison Between Apartment and House

If you are still confused about whether to buy an apartment or a house, try to pay attention to the benefits of buying the following houses and apartments. Choose which one dominates your desires. If you have, you can decide to buy the right residence according to your needs and expectations of course.

Advantages of Owning an Apartment

1. Location Is Easier to Reach Because Of Strategic and Near Office

The apartment is perfect for those of you who have high mobility. Usually the location of the apartment is in strategic places in urban areas so in terms of access will be much faster and easier.

2. More Complete and Luxurious Facilities

In general, luxurious and complete facilities are an attraction offered by apartments. Standard facilities that are usually provided by apartment managers, including tennis courts, swimming pools, fitness centers, spa or sauna places, and so on.

3. Practical Reasons Are Often the Main Goal of Buying an Apartment

Apartments do provide practical lifestyle solutions for buyers. Because all facilities related to the cleanliness and maintenance of the building will be the responsibility of the manager. The owner of the apartment only pays the service charge. And keep in mind that these costs are not included in the KPA fee when you have an apartment in installments.

4. Owning an Apartment Increases Prestige for Its Owner

The rise of advertising in the media seems to provide support that apartments are a symbol of success, a form of financial independence, and also high social status. When viewed from the location and facilities provided by apartments that are almost similar to hotels, indeed this kind of perception does not hurt.

After knowing the advantages of buying an apartment, you can compare it with the advantages of buying a house as below.

Advantages of Owning a Home

1. Buying a House Means Buying Land Too

By buying a house, you have land to make an attractive layout, such as a garden, children's playroom, a place to relax, and so on. In addition, you can also change the shape according to your wishes. This cannot happen to apartments that are usually limited space and the land is jointly owned.

2. Home Has An Easy Resale Advantage

The feeling of saturation living in the apartment causes the house to be more and more desirable to the community. In addition to being easy to resell, home certificates can also be mortgaged when you need funds for urgent needs.

3. Homeowners Feel More Comfortable Because They Have Two Legalities

Homeowners are more guaranteed because they have two ownership, namely the house and land in the form of a legal certificate. Ease in managing the house in terms of financial budget makes the house more flexible for long-term financial planning.

Consider Before Dropping a Choice

By comparing some of the positive and negative sides of occupancy in the form of houses and apartments above, you will be wiser to choose the dwelling to be purchased. Because owning a house or apartment is a long-term goal and requires a lot of costs. Therefore, consider carefully before you finally drop the option.