Tips for Buying a First Home - Buying a first home is definitely one of the big decisions for all of us. The high cost of a house today makes prospective buyers feel some difficulties, both in making decisions and also in financial problems.

Check out the tips below to make it easier for you to buy your first home.

Tips for Buying a First Home

1. Get As Much Information As Possible About The Home of Your Choice

Before buying a dream home, make sure that you have searched all the information carefully and in detail, especially information about the financing to be chosen to finance the purchase of the house. Tips for doing this is to look carefully and carefully look at your installment tables during the credit period.

Tips for Buying a First Home

Compare how much the ratio of principal and interest debt at the beginning of the credit period, as well as how long the fixed is valid. These tips are recommended for you, as many people who buy their first home are based on the decision of recommendations from friends and relatives.

After getting all the information you need to pay attention to, don't forget to determine your budget budget. Adjust to the income and savings you have. Take into account future additional costs such as renovation costs, taxes, community contributions into your budget. If necessary, consult a bank or property.

The next consideration is to see who the developer used to be. What is the developer's track record so far? Are there any disappointed home buyers? Look at the testimony of buyers on the internet. Is the developer often late in the handover of his house? Check the quality of development of previous housing projects.

2. Determine How to Pay the House

Generally the ways of home payments offered by developers are hard cash, gradual cash, and Home Ownership Credit (KPR). Hard cash may be possible if you have enough finances. The developers will provide great discounts for home buyers in this way. But it should be avoided if you can not afford to pay at once in a very large nominal, in other words if you need to pay it in installments.

Tips for Buying a First Home

Those of you who choose to shrink and financial capabilities mediocre, how to pay with mortgage and cash gradually will be a safer option.

After determining how to pay for your home, also determine additional costs beyond the purchase price of the house itself, such as PPn, mortgage, BPHTB increase fee, and others. For the price range can not be determined with certainty, because of course it varies in each house, but can be allocated about 15- 20 percent. 

3. Home Submitted In Good Condition

After checking the condition of the house and the costs needed, make sure that the condition of the house offered is in good condition, in other words the house is in maximum condition. Is there minor damage?

If it turns out that there is damage, and you have to repair it yourself, did you know that the cost of maintaining and repairing a newly purchased home is about 1%-3% of the price of the house itself? At first glance it is small, but it is better to be careful in buying than incur costs that can be prevented.

If damage is found, the step to be done is to ask the seller to repair the damage, ask for a guarantee, or warranty of damage for a period, such as 6 months or 1 year. In the event of damage within that period, the seller must pay the repair costs.

4. Pay Attention to the Area Around the House

In addition to paying attention to the cost and condition of the house itself, do not forget that the condition around the house is also no less important. You don't want to live in a dream house but the way out and the surrounding conditions are not supportive, right? Pay attention to the main roads that connect your home with the city center and important locations, such as hospitals, your office, airports, shopping centers, and others. 

Tips for Buying a First Home

How long does it take from your home to get there? Are the surrounding streets easily accessible? Ha-this is very important, especially if your target to stay in this house is for a long period of time.

Attend a Seminar or Exhibition buying a house for beginners

The tips above can be useful for those of you who want to buy a house for the first time. But of course the problems and considerations faced by everyone are different, and maybe many are not reviewed in these tips.

It's good if you go to a seminar or home exhibition in order to ask questions directly and get clearer information. You will get home options that fit the criteria, tips for paying, and also for taking care of the house after you buy it. Welcome to buying your first home!