The Expensive American Muscle Car Insurance

 The most expensive insurance rates fall to the Challenger Hellcat Redeye, which costs up to US$ 3,282 per year.

 Muscle cars or "muscular" cars are cars with high specifications and performance. High performance is meant here is a large engine power, especially for the straight line. For example, the famous Ford Mustang, then there is the Chevrolet Camaro, and the Dodge Challenger.

Muscle cars have exterior dimensions that are much larger than ordinary cars and use the big block V8. The V8 engine is an engine with a V configuration that has eight cylinders. The eight cylinders are mounted in the crankcase and formed into two branches with each branch consisting of four cylinders.

For information, the creator of the V8 engine is a French engineer, named Leon Levavasseur. Leon patented the V8 engine in 1902 when he was 39 years old. The V8 engine he created was named Antoinette.

Two years later, Leon's engine began to be used in several speedboats and early model planes. The V8 engine is known as the most reliable and efficient internal combustion engine.

The first muscle car ever made was the Oldsmobile Rocket 88 made in the United States in 1949. At that time, the car had a top speed of 156 km / h and only took 13 seconds to reach a speed of 96 km / h from rest.

Expensive Insurance

Investigate, it turns out that the decision to buy a muscle car is not easy and certainly not cheap either. This is related to the high insurance rates for muscle cars.

In the United States, where many citizens insure their cars, buying a muscle car requires careful consideration and of course good financial capabilities.

The insurance rates can be expensive because of the behavioral factors of muscle car drivers who are considered to have a high risk. This is understandable considering the great power possessed by muscle cars which of course will tempt their owners to speed on the road.

The Motor Trend automotive site and the insurance site Insure.com try to take into account the various insurance rates for muscle cars and try to find which rates are the cheapest.

Both sites perform calculations to several levels of muscle cars, starting from the lowest class, middle class, to high class.

In the lower middle class or four-cylinder engine class, the lowest average insurance rate falls on the Chevrolet Camaro 1LS at a rate of US $ 1,732 per year. At the bottom, is the Mustang EcoBoost with insurance worth US $ 1,850 and the Dodge Challenger SXT at a rate of US $ 2,000 per year for the same engine class. 

Stepping up to a higher engine class, namely a V8 engine, the cheapest insurance rate goes to the Mustang GT at a rate of US $ 1,951, under the Camaro LT1 at a rate of US $ 2,012 per year and the Challenger R / T at a rate of US $ 2,091.

Meanwhile, the average annual insurance rate is above US$ 2,000 for cars such as the Camaro SS at US$ 2,016, the Mustang Bullitt, which is no longer produced, at US$ 2,247 and the Challenger R/T Scat Pack. which set an insurance rate of US$ 2,329 per year.