Tempo Scan Pacific (TSPC) Stock Analysis 2026: Is Indonesia’s Consumer Healthcare Company Worth Considering?
Tempo Scan Pacific (TSPC) Stock Analysis 2026: Is Indonesia’s Consumer Healthcare Company Worth Considering?
PT Tempo Scan Pacific Tbk (IDX: TSPC)
Worldreview1989 - For U.S. investors searching for opportunities outside the crowded U.S. stock market, Indonesia offers exposure to one of Southeast Asia’s largest consumer economies.
One company worth researching is PT Tempo Scan Pacific Tbk (IDX: TSPC), an Indonesian consumer-healthcare, pharmaceutical, consumer-products, cosmetics, manufacturing, and distribution company.
At first glance, TSPC may not look like a typical high-growth healthcare stock. It does not have the explosive revenue profile of a biotechnology company or the global scale of a multinational such as Johnson & Johnson. Instead, Tempo Scan represents a different investment proposition: established consumer brands, recurring demand, a strong balance sheet, meaningful cash generation, and a potentially attractive valuation.
The company generated approximately Rp14.01 trillion in 2025 revenue and Rp1.41 trillion in net income attributable to the parent company's shareholders. However, 2025 earnings declined modestly from 2024, which means investors should not view TSPC simply as a high-growth story.
The more interesting question for an American investor is:
Is TSPC a reasonably valued emerging-market consumer-healthcare stock with attractive dividends, or is the discount justified by liquidity, currency, governance, and growth risks?
This updated analysis examines both sides.
Tempo Scan Pacific: Company Overview
PT Tempo Scan Pacific is an Indonesian publicly traded company listed on the Indonesia Stock Exchange under ticker TSPC.
According to the company's corporate information, its operations cover pharmaceuticals, healthcare products, consumer products, cosmetics, manufacturing, distribution, and international business.
The business has a long operating history dating back more than seven decades. Tempo Scan says its products have been used by Indonesian consumers for more than 70 years and that several of its brands have achieved market-leading positions.
Its portfolio includes consumer-health and pharmaceutical products as well as consumer and cosmetic brands.
That business mix is important.
Unlike a company whose revenue depends heavily on one prescription drug or one technology product, TSPC has several sources of demand.
Its core exposure includes:
Pharmaceutical products
Over-the-counter healthcare products
Vitamins and supplements
Nutrition products
Consumer products
Cosmetics
Distribution services
Manufacturing
International operations
For U.S. investors, the closest conceptual comparison is not necessarily a single American company. TSPC combines elements of a consumer-healthcare company, pharmaceutical manufacturer, FMCG business, and distribution platform.
TSPC Stock: The Basic Investment Case
The original WorldReview1989 article highlighted several potential advantages of TSPC, including valuation, financial strength, dividends, brand recognition, and distribution capabilities.
Those points remain relevant, but the financial data should be updated.
The audited 2025 financial statements show a company with:
Rp14.01 trillion in revenue
Rp5.32 trillion gross profit
Rp1.70 trillion operating profit
Rp1.48 trillion consolidated net income
Rp1.41 trillion net income attributable to parent shareholders
Rp4.64 trillion in cash and cash equivalents
Rp9.66 trillion in total equity
Rp3.43 trillion in total liabilities
These figures come directly from Tempo Scan Pacific's audited consolidated financial statements for the year ended December 31, 2025.
That balance sheet is one of the strongest parts of the investment thesis.
TSPC Financial Performance: 2025 Results
The following table summarizes the company's audited FY2025 performance.
| Metric | FY2025 | FY2024 | Change |
|---|---|---|---|
| Revenue | Rp14.01T | Rp13.65T | +2.6% |
| Gross Profit | Rp5.32T | Rp5.18T | +2.8% |
| Operating Profit | Rp1.70T | Rp1.81T | -6.0% |
| Net Income | Rp1.48T | Rp1.55T | -4.4% |
| Net Income to Parent | Rp1.41T | Rp1.45T | -2.8% |
| EPS | Rp312 | Rp321 | -2.8% |
The most important takeaway is that revenue increased while earnings declined.
That is not necessarily a major warning sign, but it tells investors something important about the economics of the business.
Revenue growth alone is not enough.
TSPC needs to translate sales growth into operating-profit and earnings growth.
The audited financial statements show that revenue increased from Rp13.65 trillion to Rp14.01 trillion, while operating profit declined from Rp1.81 trillion to Rp1.70 trillion.
This suggests that cost pressures and operating expenses deserve more attention than they received in the original article.
Gross Margin Analysis
TSPC generated approximately:
Rp5.32 trillion gross profit / Rp14.01 trillion revenue = 38.0% gross margin.
That is a respectable gross margin for a diversified consumer-healthcare manufacturer.
However, gross margin is only one part of the story.
The company reported:
Gross profit: Rp5.32T
Selling expenses: Rp3.03T
General and administrative expenses: Rp698B
Operating profit: Rp1.70T
The result is an operating margin of approximately:
12.1%
This is lower than the company's gross margin because marketing, selling, distribution, administration, and other operating costs consume a significant portion of gross profit.
For investors, this creates an important monitoring point:
If revenue grows faster than operating expenses, TSPC's earnings could accelerate.
But if selling, distribution, marketing, or input costs rise faster than revenue, earnings growth could remain limited.
Net Profit Margin
TSPC's 2025 consolidated net income was approximately Rp1.48 trillion.
Using revenue of Rp14.01 trillion:
Net profit margin ≈ 10.6%.
For parent-company shareholders, net income was Rp1.41 trillion.
That translates into an attributable net margin of approximately:
10.0%.
The company therefore remains profitable at a meaningful level despite modest revenue growth.
The key issue is not whether TSPC makes money.
It clearly does.
The key issue is whether the company can grow earnings per share faster than the market is already pricing in.
Balance Sheet: One of TSPC's Biggest Strengths
One of the strongest arguments for TSPC is its balance sheet.
At December 31, 2025, the company reported:
Cash and cash equivalents: Rp4.64 trillion
against:
Total liabilities: Rp3.43 trillion.
Total equity was approximately:
Rp9.66 trillion.
This means TSPC has more cash than its total reported liabilities.
That does not mean every liability can simply be offset against cash, but it illustrates the company's relatively conservative financial structure.
Debt Analysis
TSPC reported approximately:
Current liabilities: Rp2.87T
Non-current liabilities: Rp551B
Total liabilities: Rp3.43T
Meanwhile, cash and cash equivalents were Rp4.64T.
This produces a relatively conservative leverage profile.
Using total liabilities divided by equity:
Liabilities-to-equity ≈ 0.35x.
More importantly, interest expense was only approximately Rp66.2 billion in 2025, compared with finance income of approximately Rp206.4 billion.
That is an attractive feature from a financial-risk perspective.
TSPC does not appear to depend heavily on debt financing to generate profits.
Cash Is Particularly Important for Emerging-Market Investors
For a U.S. investor, a strong cash position can be particularly valuable when investing in an emerging market.
Why?
Because emerging-market companies can face:
Currency volatility
Higher borrowing costs
Economic slowdowns
Imported input-cost inflation
Regulatory changes
Consumer spending volatility
A strong balance sheet gives management more flexibility to navigate these situations.
TSPC's cash position therefore reduces one major category of investment risk.
TSPC Valuation in 2026
Valuation is where the TSPC story becomes more interesting.
Recent market data showed TSPC trading around Rp2,770–Rp2,800 per share in late July/early August 2026, although investors should always verify the live IDX quote before making a trade.
Using approximately Rp2,770 per share and 2025 EPS of approximately Rp312:
P/E ≈ 8.9x.
That is a relatively low earnings multiple for a profitable consumer-healthcare company.
At Rp2,770, the implied market capitalization based on approximately 4.51 billion shares is around:
Rp12.5 trillion.
The exact market capitalization will change with the share price.
Price-to-Book Ratio
The company's 2025 total equity was Rp9.66 trillion.
With approximately 4.51 billion shares outstanding, book value per share is approximately:
Rp2,142 per share.
At a share price around Rp2,770:
P/B ≈ 1.29x.
That is not an extremely cheap valuation on a book-value basis, but it is reasonable for a profitable company generating a double-digit return on equity.
Return on Equity
Using parent-attributable earnings of approximately Rp1.41 trillion and average equity around the 2024–2025 levels, TSPC generated an estimated ROE in the mid-teens.
That is important.
A company trading at approximately 9x earnings while generating roughly mid-teens ROE can become interesting to value investors—provided earnings remain durable.
The investment case therefore depends on earnings durability, not simply a low P/E ratio.
Dividend Analysis
Dividends are another major attraction.
For the 2025 fiscal year, TSPC distributed total cash dividends of approximately Rp676.48 billion, equivalent to about 48% of 2025 net income attributable to shareholders, according to reporting on the company's 2026 shareholder meeting decision.
KSEI also published the company's 2026 dividend schedule, confirming a Rp50-per-share cash dividend with an ex-dividend date of June 17, 2026.
The dividend history demonstrates that TSPC has become increasingly relevant for income-oriented investors.
However, U.S. investors should avoid looking at dividend yield in isolation.
A high dividend yield can result from:
A genuinely generous payout policy
A declining stock price
Temporary earnings strength
Currency movements
A combination of the above
Therefore, the dividend should always be compared with free cash flow and earnings.
What Would a U.S. Investor Actually Earn?
Suppose an investor buys TSPC at:
Rp2,770 per share
and receives a hypothetical annual dividend of:
Rp200 per share.
The gross dividend yield would be:
Rp200 / Rp2,770 = approximately 7.2%.
That looks attractive.
But the U.S. investor's actual return could be materially different because of:
Indonesian dividend taxation
U.S. taxation
Broker fees
Currency conversion
IDR/USD exchange-rate changes
Trading costs
Potential withholding taxes
Therefore, a 7% local-currency dividend yield should not automatically be interpreted as a 7% U.S.-dollar investment return.
Currency Risk: The Issue U.S. Investors Cannot Ignore
This is one of the most important changes when rewriting the article for American readers.
TSPC reports its financial statements in Indonesian rupiah.
A U.S. investor ultimately measures portfolio performance in U.S. dollars.
Consider a simplified example.
Suppose:
TSPC rises 10% in IDR terms
But the rupiah falls 8% against the dollar
The U.S.-dollar return may be significantly lower than 10%.
The reverse can also happen.
If the rupiah strengthens while TSPC shares rise, the U.S. investor could receive an additional currency benefit.
The SEC's Investor.gov specifically identifies currency fluctuations as one of the major risks of international investing.
This means TSPC should be evaluated on two levels:
Company performance + currency performance.
Does TSPC Have an ADR?
TSPC is primarily an Indonesia Stock Exchange-listed security, not a conventional U.S.-listed operating-company stock.
KSEI identifies TSPC as an ordinary share with ISIN ID1000104508, listed on the Indonesia Stock Exchange and denominated in Indonesian rupiah.
This matters significantly to U.S. investors.
Buying TSPC may require a broker that provides access to the Indonesian market.
Investor.gov notes that U.S. investors accessing international securities can face differences in market structure, liquidity, information availability, costs, and investor protections.
Therefore, TSPC is not as straightforward to buy as a NYSE- or Nasdaq-listed stock.
Liquidity Risk
Liquidity is one of the biggest weaknesses of TSPC.
A U.S. investor accustomed to trading companies with millions of shares changing hands every day should recognize that Indonesian stocks can have considerably lower trading activity.
KSEI's security information confirms that TSPC is an IDX-listed security, while market-data providers show materially lower trading activity than major U.S. equities.
Low liquidity can create:
Wider bid-ask spreads
Greater price impact from large orders
More difficult exits
Higher transaction costs
Greater volatility during market stress
This is particularly important for institutional investors.
For a small individual investor, however, liquidity may be less problematic if the intended holding period is several years.
Ownership Concentration
Another issue is ownership concentration.
The original WorldReview1989 article identified concentrated ownership as a potential reason for relatively low public-market liquidity.
For U.S. investors, concentrated ownership should be viewed from two perspectives.
Positive
A major shareholder can provide:
Long-term strategic direction
Stability
Lower pressure for short-term earnings manipulation
Strong alignment with long-term business development
Negative
Concentrated ownership can also mean:
Lower free float
Lower trading liquidity
Greater influence by controlling shareholders
Less ability for minority shareholders to influence corporate decisions
This is a classic emerging-market investment consideration.
Competitive Advantages
TSPC's competitive advantages are less about technology and more about brands, distribution, manufacturing capabilities, and market familiarity.
The company says its products have been established in Indonesia for more than 70 years and that it operates across healthcare, consumer, cosmetics, manufacturing, and distribution businesses.
This creates a business model with several defensive characteristics.
Consumers may postpone buying a new smartphone or automobile during an economic downturn.
But they are still likely to purchase:
Medicine
Vitamins
Personal-care products
Household products
Healthcare products
That makes consumer healthcare potentially more defensive than highly cyclical industries.
Major Risk #1: Margin Pressure
The biggest financial concern visible in the 2025 results is that revenue grew while operating profit declined.
Revenue:
+2.6%
Operating profit:
-6.0%
Parent-attributable net income:
-2.8%
That divergence deserves monitoring.
If this trend continues, TSPC's low P/E ratio could be justified because earnings growth is weak.
On the other hand, if the company restores operating leverage, the current valuation could become more attractive.
Major Risk #2: Currency and Imported Costs
Pharmaceutical and consumer-product manufacturers can be exposed to imported raw materials, packaging, machinery, and other inputs.
A weaker Indonesian rupiah can increase the local-currency cost of dollar-denominated inputs.
That can create margin pressure if the company cannot fully pass those costs to consumers.
For an American investor, this produces a double-layer risk:
The company faces currency-related cost pressure while the investor separately faces IDR/USD investment risk.
Major Risk #3: Competition
TSPC operates in highly competitive markets.
It competes with Indonesian and multinational companies across:
Pharmaceuticals
Consumer healthcare
Vitamins
Nutrition
Cosmetics
Household products
Competition can force companies to spend more on marketing, promotions, product development, and distribution.
If selling expenses rise faster than revenue, earnings growth may remain weak even when sales increase.
The 2025 financial statements demonstrate why this matters: selling expenses were approximately Rp3.03 trillion.
Major Risk #4: Emerging-Market Governance and Disclosure Differences
A U.S. investor should not assume that every foreign-listed company operates under exactly the same disclosure framework as a Nasdaq or NYSE company.
Investor.gov warns that international investments may involve differences in financial reporting, disclosure, legal protections, market structure, liquidity, and access to information.
TSPC does publish audited financial statements and annual reports, which is a positive.
Its 2025 financial statements were audited by an independent public accounting firm, Tanubrata Sutanto Fahmi Bambang & Rekan, as disclosed by the company.
Nevertheless, American investors should still perform additional due diligence.
Major Risk #5: Limited U.S. Market Accessibility
A U.S. investor may not be able to buy TSPC through every U.S. brokerage account.
Access depends on the broker's international-market capabilities.
This can be a meaningful disadvantage compared with buying U.S.-listed healthcare companies.
Investor.gov recommends that investors understand how international securities are accessed and verify the registration and protections associated with brokers and investment professionals.
U.S. Tax Considerations
American investors should also consider tax implications before purchasing foreign securities.
The IRS treats stock issued by a non-U.S. person as a potential specified foreign financial asset for Form 8938 purposes, subject to the applicable reporting thresholds and exceptions.
Foreign-stock dividends can also have tax consequences that differ from ordinary U.S. stock dividends.
The IRS provides specific rules for foreign-source dividends and qualified foreign corporations.
Therefore, investors should not assume that TSPC dividends will receive exactly the same treatment as dividends from a U.S. corporation.
Tax treatment can depend on the investor's circumstances, account type, broker, holding structure, and applicable Indonesian/U.S. tax rules.
For significant investments, consulting a qualified cross-border tax professional is appropriate.
Scenario Analysis for TSPC
Instead of simply saying "buy" or "avoid," investors should consider several possible outcomes.
Bull Case
The bull case would involve:
Revenue growth accelerating
Operating expenses growing more slowly than revenue
Stable or improving gross margins
Continued strong cash generation
Stable Indonesian consumer demand
Continued dividend payments
A stronger or stable rupiah
Re-rating of the P/E multiple
Under this scenario, TSPC could benefit from both earnings growth and valuation expansion.
Base Case
The base case is more conservative.
Assume:
Revenue grows at low-to-mid single digits
Net profit grows slowly
Dividend payments remain meaningful
Balance sheet remains strong
Valuation remains around high-single-digit to low-double-digit P/E
In this scenario, TSPC could provide a combination of:
Dividend income + modest earnings growth + potential capital appreciation.
This is probably the most appropriate framework for a conservative value investor.
Bear Case
The bear case would involve:
Weak Indonesian consumer spending
Higher raw-material costs
Rupiah depreciation
Persistent margin compression
Declining earnings
Lower dividend growth
Lower market liquidity
P/E multiple contraction
In that scenario, a stock that initially looks cheap could remain cheap—or become even cheaper.
This is why a low P/E ratio alone is not a sufficient reason to buy TSPC.
A Simple Valuation Framework
Using 2025 EPS of approximately Rp312, investors can construct a simple valuation range.
| Assumed P/E | Approx. Value Based on Rp312 EPS |
|---|---|
| 7x | Rp2,184 |
| 8x | Rp2,496 |
| 9x | Rp2,808 |
| 10x | Rp3,120 |
| 11x | Rp3,432 |
| 12x | Rp3,744 |
This is not a price target.
It is simply a sensitivity analysis showing how valuation changes with the earnings multiple.
At approximately Rp2,770 per share, the market would be assigning TSPC roughly a 9x earnings multiple based on FY2025 EPS.
The critical question is therefore whether future earnings justify a multiple closer to 9x, 10x, 11x, or something lower.
What Would Make TSPC More Attractive?
For a long-term investor, I would look for five things.
1. Earnings Growth
Revenue growth should eventually translate into higher EPS.
2. Stable Margins
Gross and operating margins should stabilize or improve.
3. Strong Free Cash Flow
Accounting earnings should be supported by actual cash generation.
4. Sustainable Dividends
Dividends should remain comfortably supported by earnings and cash flow.
5. Reasonable Valuation
A strong company can still be a poor investment if purchased at an excessive price.
What Would Make Me More Cautious?
Investors should become more cautious if:
Revenue growth slows materially
Operating margin continues declining
Debt increases significantly
Cash declines without productive investment
Dividend payout becomes excessive
Competition intensifies
The rupiah experiences sustained depreciation
The stock valuation rises substantially faster than earnings
These are more meaningful warning signals than short-term stock-price movements.
TSPC vs. a Typical U.S. Healthcare Stock
For American readers, it is useful to understand what TSPC is—and what it is not.
TSPC is not:
A U.S. biotech company
A global pharmaceutical giant
A Nasdaq technology stock
A high-growth AI healthcare company
A highly liquid U.S. blue-chip stock
TSPC is closer to an emerging-market consumer-healthcare/value stock.
Its potential appeal comes from:
Cash generation + established brands + defensive demand + dividends + relatively modest valuation.
Its disadvantages are:
Currency risk + lower liquidity + emerging-market risk + limited U.S. market accessibility.
Overall Investment Scorecard
| Category | Assessment |
|---|---|
| Revenue Stability | ★★★★☆ |
| Balance Sheet | ★★★★★ |
| Profitability | ★★★★☆ |
| Dividend Potential | ★★★★☆ |
| Valuation | ★★★★☆ |
| Growth Potential | ★★★☆☆ |
| Liquidity | ★★☆☆☆ |
| Currency Risk for U.S. Investors | ★★☆☆☆ |
| Emerging-Market Risk | ★★★☆☆ |
| Long-Term Value Potential | ★★★★☆ |
Final Verdict: Is TSPC Stock Worth Considering?
For U.S. investors, TSPC is an interesting emerging-market value and income stock—but it is not a substitute for a U.S. blue-chip healthcare company.
The investment thesis rests on several strong fundamentals.
Tempo Scan generated approximately Rp14.01 trillion of revenue and Rp1.41 trillion of parent-attributable net income in 2025, while maintaining approximately Rp4.64 trillion of cash and Rp9.66 trillion of equity.
The company also continues to pay dividends, and the 2025 fiscal-year dividend distribution was approximately Rp676.48 billion.
At a share price around Rp2,770, the stock's valuation based on 2025 EPS is approximately 9x earnings, which is potentially attractive for investors looking for value. Current market data should be checked before making any investment decision because the share price changes daily.
However, the company is not without weaknesses.
The most important concern is that 2025 revenue grew while operating profit and net income declined.
For that reason, investors should focus on whether management can restore earnings growth rather than simply assuming the low P/E ratio represents an obvious bargain.
For a U.S. investor, there is an additional layer of complexity:
You are not only buying a company—you are buying an Indonesian asset denominated in rupiah and traded on the Indonesian market.
That creates currency, liquidity, market-access, regulatory, and tax considerations that do not exist to the same extent when purchasing a conventional U.S.-listed stock. Investor.gov specifically highlights these risks for international investors.
Bottom line
TSPC looks more attractive as a long-term value-and-income investment than as a high-growth stock.
Investors who prioritize:
Reasonable valuation
Financial strength
Consumer healthcare exposure
Dividend income
Long-term emerging-market diversification
may find TSPC worth further research.
Investors who prioritize:
High liquidity
U.S.-dollar assets
Rapid earnings growth
Easy brokerage access
Strong U.S. investor protections
may prefer U.S.-listed alternatives.
The strongest argument for TSPC is therefore not that it is the next explosive growth stock.
It is that a profitable Indonesian consumer-healthcare company with a strong balance sheet and established brands may be available at a relatively modest earnings valuation.
That distinction matters.
Primary and Credible Sources
1. Tempo Scan Pacific – Audited FY2025 Financial Statements
The company's audited consolidated financial statements provide the primary source for 2025 revenue, profit, assets, liabilities, equity, EPS, cash, and dividend-related information.
Tempo Scan Pacific – FY2025 Audited Financial Statements
2. Tempo Scan Pacific – Investor Relations
The company's investor-relations section provides annual reports, financial statements, and quarterly financial information.
Tempo Scan Pacific Investor Relations
3. Tempo Scan Pacific – Financial Highlights
Tempo Scan Pacific Financial Highlights
4. Kustodian Sentral Efek Indonesia (KSEI)
KSEI provides official security information for TSPC, including its ISIN, ticker, exchange listing, share information, and corporate actions.
KSEI – TSPC Security Information
5. KSEI – TSPC 2026 Dividend Announcement
KSEI – TSPC 2026 Cash Dividend Announcement
6. U.S. SEC / Investor.gov – International Investing
This is particularly important for American readers because it explains currency, liquidity, information, broker, legal, and market-structure risks associated with international investments.
Investor.gov – International Investing
7. IRS – Foreign Financial Assets / Form 8938
U.S. investors should review IRS requirements concerning foreign financial assets.
IRS – Instructions for Form 8938
8. IRS – Investment Income and Foreign Dividends
IRS Publication 550 – Investment Income and Expenses
Investment Disclaimer
This article is for educational and informational purposes only. It is not investment, tax, legal, or financial advice.
TSPC is an Indonesian-listed security and involves risks associated with emerging markets, foreign exchange, liquidity, taxation, regulation, market access, and company-specific performance.
Past performance does not guarantee future results.
U.S. investors should verify the current IDX price, financial statements, dividend announcements, broker availability, and applicable U.S. and Indonesian tax rules before investing.
For material investments, investors should consider consulting a qualified financial and tax professional.
About the Author
David Mulyana is the founder and editor of WorldReview1989, an independent publication dedicated to finance, investing, insurance, business, technology, and digital marketing.
He researches and writes in-depth articles that help readers understand complex financial topics through clear explanations, practical insights, and data-driven analysis. His editorial focus includes stock market investing, cryptocurrencies, banking, personal finance, business insurance, real estate, startup strategies, and emerging technology trends.
Every article published on WorldReview1989 is created with a commitment to accuracy, transparency, and reader value. Content is reviewed regularly to reflect the latest market developments, industry updates, and publicly available information from trusted sources.
Editorial Principles
- Accuracy before speed
- Independent and unbiased analysis
- Clear, easy-to-understand explanations
- Information supported by reputable public sources
- Regular updates to maintain content relevance
Areas of Expertise
- Personal Finance
- Investing & Stock Market
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About WorldReview1989
WorldReview1989 provides educational content for readers seeking reliable information about finance, investment opportunities, insurance, business strategies, and technology. The website aims to simplify complex financial concepts and empower readers to make informed decisions.
Disclaimer: The information published on WorldReview1989 is for educational and informational purposes only. It should not be considered financial, legal, tax, or investment advice. Readers should consult qualified professionals before making financial decisions.
David Mulyana writes about stocks, financial markets, investment strategies, insurance and emerging-market opportunities, with a focus on helping readers understand financial data and investment risks
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